Budgeting
6 min read

Why cheap quotes usually cost more

The lowest number on the table is rarely the lowest number at the end. Here is where the gap comes from.
Carter Hayes
Lead estimator

A low quote usually leaves things out

When one quote comes in far below the others, it is almost never because that builder is more efficient. It usually means something the other builders priced is not in it.

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The missing pieces show up later as change orders, when you have already signed and have no easy way to walk away.

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Allowances hide the real cost

Many low quotes carry small allowances for cabinets, fixtures or flooring. The real selections cost more, and the difference lands on you.

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What to check in every quote
  • Allowances and their amounts
  • Permits and inspection fees
  • Winter heating and hoarding
  • Waste removal and site cleanup
  • Contingency, and who controls it

Winter is often left out

In Calgary, a job that runs past October needs heat and hoarding. A quote that assumes summer weather is missing a real cost.

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Compare the scope, not just the number

Put the quotes side by side and list what each one includes. The cheapest complete scope is the real comparison, not the lowest total.

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Questions worth asking
  • What is not included?
  • How are changes priced?
  • Who pays for delays?
  • What if selections run over?
  • Can I see a past final invoice?

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A fair price is a complete one

A higher quote with everything in it is usually the cheaper job. Ask every builder to price the same scope, then compare.